via the Internet immediately after the sign up process and You were provided Your 16-digit card number, CVV2, and the expiration date of Your Visa Virtual Account, which will also be the expiration date of Your Account. The Visa Virtual Account is a prop all applicable fees, as set forth in Part XI below, upon each annual anniversary and upon renewal of Your Account. X. CLOSING YOUR EPASSPORTE ACCOUNT A. Should You wish to close Your Account, You may do so on written notice to Us, and on such notice You purchased an Account, or when an Account was purchased for You by another party. Your Account consists of a Wallet and a Visa Virtual Account, and may include a Visa Electron Card. You may access Your Account using a unique User ID and password that You were asrovided below in Part X. You may become eligible to add funds to Your Account on a recurring periodic basis from a designated Visa and/or MasterCard credit and debit card, or other available funding method ("Recurring Account Reloadepassporte.com.. If You do not agree to the posted changes, modifications or increases, You may close Your Account as provided above in Part X. Your first use of Our Products and Services following the posting of any changes or revisions to the terms of th Account was created for You by a Business Account Holder. Your Standard Affiliate Account includes a Wallet and a Visa Virtual Account, and may include a Visa Electron Card if purchased by You, or by an ePassporte Business Account Holder. The Standard Affiliate Account is for Your personal use and cal card. Your Visa Virtual Account can be used at any Internet merchant website throughout the world that accepts Visa. To use Your Visa Virtual Account, provide Your 16-digit card number, CVV2, if applicable, and), V.A.(3), VI.A.(3), and VI.B.(3), except that funds added to Your Account by Demand Draft will not become available for Your use until the transfer clears Your bank or seven (7) business days, whichever is later. The minimum valu LAWS COVERING CREDIT CARDS SUCH AS THE UNITED STATES FEDERAL TRUTH IN LENDING ACT. If You believe that any of Your Card(s), Your Account User ID or password or Your PIN have been lost or stolen, or that someone has used any of Your Car I. DEFINITIONS As used in this Agreement, the following terms have the following meanings: "Account" and "ePassporte Account" means the account that is created at the time You signed up to be an ePassporte Account Holder. Your Account will consisder, the amount of the transaction will be immediately deducted from Your Account balance. We will also deduct from Your Account balance all applicable Fees as specified below in Part XI. You are not allowed to exceed the funded balance in Your Account by any individual transac source that You do not have the legal right from which to transfer funds; (ii) You violate the terms and conditions of this Agreement; or (iii) We are so directed by the order of a court of competent jurisdiction. Should We close or block apending authorization will be removed from Your Account. If a settlement transaction has been received from the merchant or the ATM, the exact amount of the purchase or ATM withdrawal will be debited from Your Account at that time. d to add funds to Your Account. We will then return to You any funds remaining in Your Account less a US$50 Funds Return Processing Fee which will be deducted from Your Account before such funds are returned to You. ns. If there are insufficient funds in Your Account to satisfy any Fees at the time any such Fee is assessed, We reserve the right to place a pending charge on Your Account and deduct such Fee when You have reloaded sufficient fcontrol over the designation of those countries. You will not be allowed to make Direct Credit Transfers to these countries. (4) Usage Limits: The following limits apply to Your Controlled Personal Account. i. Walleay at any time change the terms and conditions of this Agreement or any policies or terms of service governing use of Your Account, including without limitation, changing or increasing fees. Any changes will be effective upon poransaction limit - 10 iii. Visa Virtual Account per transaction maximum amount - US$500 iv. Daily Visa Virtual Account transaction limit - 10 v. Visa Electron Card per transaction maximum amount - US$500 vi. Daily Visa Electron Card transaction limit - 10 vii. re protected against unauthorized ATM transactions up to US$300, per day. Your ePassporte Account may have been previously approved for higher daily ATM withdrawal and/or transaction limits ("Personal ATM Limits"). You have the option of deac want Us to attempt to resolve the dispute (and providing You have first attempted to resolve the dispute Yourself), You must notify Us within sixty (60) days of the transaction date of the disputed transaction the funds to You if Your bank has returned the funds to Us. ii. If You believe that You have mistakenly sent funds to the wrong Visa or MasterCard credit or debit card account, You will have toon of Limits: Should You want to increase any of the above limits on Your Standard Affiliate Account, You must provide a written request to Us. We reserve the right to approve or disapprove this limit change request at Our sole discretion. (6) Email Address: If You cannot log into Your Account to change Your n move funds between Your Wallet and Your Visa Virtual Account. By keeping funds in Your Wallet until You are ready to spend the funds via Your Visa Virtual Account and/or Visa Electron Card, You can ensure that funds in Your Account transaction once it is submitted to the Card Association's processing system and are not responsible for any delays in the funds being credited to Your cris found by a court of competent jurisdiction to be illegal or not enforceable, all other terms will remain in effect. If We take legal action against You because of default in the terms of this Agreement, You must pay reasonabldeducted from Your wire transfer by Your bank or by the intermediate banks and will not be responsible for paying any of these fees. iii. If Your wire transfer is returned to Us for any reason, We will credease any of the above limits on Your Controlled Gift Card Account, You will be required to provide additional personal documentation to Us as We may solely determine. All limit increases will be subject to Our approval. (6) Email Address: If You cannot log into Your Account to change Your r, and by ACH transfer if Your checking account is in a bank in the United States of America, subject to the terms and conditions We have in effect at the time You request the transfer of funds. iii. Direct Credit Transfers. 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