that the P2P transaction was made in error, and the funds are still available in the recipient"s Account, We will refund the available funds to the sender. If no funds are available in the recipient"s Account, or the recipientr Controlled Personal Account. (2) Loading of Funds: The only method that funds may be loaded onto Your Controlled Personal Account is through a transfer from an ePassporte Business Account. (3) Transfers of Funds: i. P2P Transfers. You ma to the Fees We may charge You as specified below in Part XI. Funds added to Your Account will become available for use immediately upon actual transfer subject to Parts IV.A.(3), IV.B.(3), V.A.(3), VI.A.(3), and VI.B.(3), ii. Personal Checking Account Transfers. You may transfer funds to Your personal checking account from Your Standard Gift Card Account by wire transfer, and by ACH transfer if Your checking vices, as provided in this Agreement. Your Wallet, Your Visa Virtual Account, and if applicable, Your Visa Electron Card will be subject to the terms and conditions of this Agreement described in this Section A. (1) Alaim, We will not be further involved in resolving the dispute. The sender must resolve the dispute with the recipient. v. Should a recipient of a P2P transfer of funds notify Us of funds received in error, We will immediately this Agreement. The Wallet is designed to enhance security and maximize the protection of Your funds. You can move funds between Your Wallet and Your Visa Virtual Account. By keeping funds in Your Wallet until You are ready to o recover the sender"s funds, We will credit the recovered funds back to the sender"s Account. If We are unable to recover the sender"s funds from the recipient, We assume no liability for the sender"s funds. The sender must resolve the dispute with arty. Your Visa Virtual Account was delivered to You electronically via the Internet immediately after the sign up process and You were provided Your 16-digit card number, CVV2, and the expiration date of Your Visa Virtual Account, which will also a Electron Card will be subject to the terms and conditions of this Agreement described in this Section A. (1) Account Purchases: You cannot purchase any other Accounts from Your Gift Card Account. (2) Loading of Funds: Your StandaYou may not assign Your obligations under this Agreement. We may assign or delegate all or certain of Our rights and responsibilities under this Agreement to independent contractors or other third parties. All Cards associatein error, and the funds are still available in the recipient"s Account, We will refund the available funds to the sender. If no funds are available in the recipient"s Account, or the recipient disputes the sender's claim, We wte at www.epassporte.com to authenticate Yourself, activate Your Visa Electron Card, and create Your own Personal Identification Number ("PIN"). DO NOT KEEP YOUR PIN WRITTEN DOWN IN ANY LOCATION THAT MAY BE ACCESSED BY ANYONE its: The following limits apply to Your Standard Gift Card Account. i. Wallet per transaction maximum amount - US$500 ii. Daily Wallet transaction limit - 10 iii. Visa Virtual Account per transaction maximum amount - US$500 iv. Daily Visa Virt a Currency Conversion Fee which will not exceed two percent (2%) of the transaction value. (19) International Service Assessment Fee. The Card Associations and Our Bank may add an International Service Asses, (ii) photocopies of the front and back of the credit card or debit card which was last used to add funds to Your Account, and (iii) other documentation as We may determine. If We do not immediately receive such documentation following Our requesr transaction limit - 1 xi. Daily withdrawal limit by Direct Credit Transfer - US$300 (5) Modification of Account Limits: Should You want to increase any of the above limits on Your Controlled Personal Account, You will be required to provide additional personal documentation to Us, as We may solely determinel Visa and/or MasterCard credit and debit cards used to load Your Standard Affiliate Account must be authenticated by one or more of the following methods; (i) ePVerify; (ii) Verified by Visa; (iii) SecureCode; or (iv) Our manual process which will require You to prour Account before such funds are returned to You. If, after You close Your Account, there are unused funds in Your Account, We reserve the right to convert all such unused funds into an Account Closing Service FCard "ACH" means a transfer of funds through the United States of America's Automated Clearing House, initiated by an ePassporte Account Holder, to a bank account at a bank in the United States of America. "Affiliate Accounassporte Account Holder to identify their Account. "Verified By Visa" and "SecureCode" mean the respective Visa and MasterCard identity authentication systems operated by Visa, MasterCard respectively, and their member banks. "Visa Card(s)" or "Card(s)" means the eirect Credit Transfers, and We have no control over the designation of those countries. You will not be allowed to make Direct Credit Transfers to these countries. (4) Usage limits: The following limits apply to Your Standard Gift Card Account. You believe that a problem has occurred with a P2P transaction that You originated, You must contact Us in writing no later than sixty (60) days after the transaction date. iii.. We wild transactions effected on Your Visa and/or MasterCard credit and debit cards must be authenticated by one or more of the following methods; (i) ePVerify; (ii) Verified by Visa; (iii) SecureCode; or (iv) Our manual process which will requ C. The Visa Virtual Account You were issued a Visa Virtual Account when You purchased an Account, or when You received the Account from another party. 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