(3) hour periods. Please note that if You choose to deactivate the Standard ATM Limits, You agree to accept and assume full liability for all unauthorized ATM transactions while the Personal ATM Limits are activated. If You choose to opt-out of ATM Protection Progthods to Your Account during relevant normal banking hours or twenty four (24) hours a day, seven (7) days a week, up to a maximum of five (5) times in any twenty four (24) hour period, by going to to terminate and/or close Your Account as provided above in Part X. You may also call Our Account Holder Services Center at +1.310.301.2001 to obtain information on Your Account. XIV. FAILURE TO COMPLETE TRANSACTIONS We accept no liabiliotify Us that any of Your Card(s), Your Account User ID or password or Your PIN have been lost or stolen, or that someone has used any of Your Card(s), Your Account User ID or password or Your PIN without Your permission, We reserve the righ - 2 vii. Daily load limit by credit and/or debit card - US$500 viii. Daily load transaction limit for credit and/or debit card - 5 ix. Daily load limit by Demand Draft - US$500 x. Daily Demand Draft transaction limit - 5 xi. Daily withdrawal limit by ACH - US$300 xii. Daily Direct Credit Transfer transaction Electron Card, Account User ID or password and/or PIN, You will be responsible for all transactions made by that person with the Visa Virtual Account and Visa Electron Card, and/or Your Wallet; and, * that any unauthorized pe Our Privacy Policy at any time in the future. Subject to any applicable financial privacy laws or other laws or regulations, We may provide information about You and/or Your Account: (1) when required by law; (2) in compliance with any agreement between Us and a professioay review online at any time all transactions that have taken place in the previous thirty (30) days. If You no longer consent to receive Your online Account statement electronically, We reserve the right to terminate and/or close Your Account as provided above in Part X. M YOU DO NOT INTEND TO AUTHORIZE TO USE YOUR ACCOUNT. We will promptly investigate Your complaint or question and will correct any error made by Us. XIX. DISPUTE RESOLUTION A. P2P Transactions. i. P2P TRANSACTIONS ARunts by a P2P transfer of funds in Your Wallet, and only after You have provided Us with a personal Visa and/or MasterCard credit or debit card, which must be authenticated by one or more of the following methods; (i) ePVerify; (ii) Verified by Visa; (iii) SecureCode; or ( choice from or to Your Account. All P2P transactions will be subject to Our P2P service fees. We neither accept nor assume any liability to ensure that goods or services that You purchase through a P2P transaction using Your Walleunt to complete a particular transaction. If a transaction is denied because of insufficient funds in Your Account, You may access Our online services by visiting Our website at www.epassporte.com and load additional funds into Your Account. The fee for loading additiwho are capable of forming legally binding contracts under applicable law. We may, in Our sole discretion, at any time, refuse to allow You to purchase, fund or use any of the ePassporte Products or Services. III. EPASSPORTE ACCOUNTS, PRODUCTS, AND SERVICES A. es and conditions of this Agreement; and, * to promptly notify Us of any loss, compromise or theft of Your Account, Your Visa Virtual Account and Visa Electron Card number(s), CVV2(s), Account User ID , password and/or PIN; and, * that You willlectron Card is a proprietary form of Visa prepaid card. Your Visa Electron Card is automatically linked to Your Visa Virtual Account; any funds that are available in the Visa Virtual Account are available when You use Yourraft Return Service Fee. If Your Demand Draft Reload is rejected because there are insufficient funds in Your US bank account, or if Your Demand Draft Reload is rejected for any other reason or We are unable to complete Your Demand Draft Reload for minus 8 hours) on the next calendar day, unless otherwise specified. "Direct Credit Transfer" means a transfer of funds, initiated by an ePassporte Account Holder, to a Visa or MasterCard credit or debit card. "ePassporte Visa Virtual Accountwrite to Us at: ePassporte, N.V., c/o United International Trust N.V., Landhuis Joonchi, Kaya Richard J. Beaujon z/n, P.O. Box 837, Willemstad, Curacao, Netherlands Antilles. When You contact Us for more information about a particular trt agree to the posted changes, modifications or increases, You may close Your Account as provided above in Part X. Your first use of Our Products and Services following the posting of any changes or revisions to the terms of this Agreement will constitute rte Account Holder, to a Visa or MasterCard credit or debit card. "ePassporte Visa Virtual Account" or "Visa Virtual Account" means a virtual Visa prepaid card that an ePassporte Account Holder may purchase from Us. "ePassporte Visa Electron Virtual Account transaction limit - 10 v. Visa Electron Card per transaction maximum amount - US$500 vi. Visa Daily Electron transaction limit - 10 vii. Standard daily ATM withdrawal limit - US$300 viii. Standard daily ATM transaction limit - 2 ix. Daily load limit byto ensure that goods or services that You purchase through a P2P transaction using Your Wallet will meet Your satisfaction. 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