oad Service Fee of US$3.00. (3) Demand Draft Return Service Fee. If Your Demand Draft Reload is rejected because there are insufficient funds in Your US bank account, or if Your Demand Draft Reload is rejected for any other reason or W authentication methods described in Section VI.A.(2). Some countries, designated by Visa, MasterCard or the specific country may not allow Direct Credit Transfers, and We have no control over the designation of te read this Agreement carefully and keep it for future reference. I. DEFINITIONS As used in this Agreement, the following terms have the following meanings: "Account" and "ePassporte Account" means the account that is created at the time You isa; (iii) SecureCode; or (iv) Our manual process which will require You to provide certain personal documentation as We may determine. You may also load funds onto Your Standard Gift Card Account by a Demand Draft transfer from a bank account lCard credit or debit card. "ePassporte Visa Virtual Account" or "Visa Virtual Account" means a virtual Visa prepaid card that an ePassporte Account Holder may purchase from Us. "ePassporte Visa Electron Card" or "Visa Electron Card" means a phymits: The following limits apply to Your Standard Personal Account. i. Wallet per transaction maximum amount - US$500 ii. Daily Wallet transaction limit - 10 iii. Visa Virtual Account per transaction maximum amount - US$500 iv. Daily Visa Virtual Acou may change your opt-out preferences at any time. We neither accept nor assume any liability to ensure that goods or services that You purchase using Your Visa Electron Card are as advertised for sale or will meet Your satisfaction. i. If You believe that a problem has occurred with a Direct Credit Transfer transaction that You originated, You must contact Us in writing no later than sixty (60) days after the transaction date. We will investigrd(s), Your Account User ID or password or Your PIN have been lost or stolen, or that someone has used any of Your Card(s), Your Account User ID or password or Your PIN without Your permission, notify Us immediately by using Ouauthentication system. "High Risk Countries" means those countries designated by Us in Our sole and absolute discretion, which are listed on Our website. We reserve the right to add other countries to the list of High Risk Countries and if We do so, all rules in this Agreem terms and conditions, and fees We have in effect at the time You request the transfer of funds. iii. Direct Credit Transfers. You may transfer funds by a Direct Credit Transfer to Your personal Visa and/or ll not be the same as Your Visa Virtual Account Number, however they will have the same expiration date. Once You receive Your Visa Electron Card, You will be required to go onto Our website at www.epassporte.com to authucts or Services. III. EPASSPORTE ACCOUNTS, PRODUCTS, AND SERVICES A. ePassporte Accounts An ePassporte Account was opened for You at the time You purchased an Account, or when an Account was purchased for Yodays after You have received Your Standard Affiliate Account before starting to make P2P transfers of funds. You may receive P2P transfers of funds from ePassporte Business Accounts, Standard Affiliate Accounts, Staly transfer available funds on Your Visa Virtual Account to the Wallet to complete the P2P transfer. In the event that Your Visa Virtual Account has insufficient funds for the transfer, the P2P transfer will be denied and You must load at Holders as part of the Account purchase, and You will be charged an Account Load/Re-load Service Fee the first time You load Your Account and each subsequent load. (3) Visa Virtual Account Re-Issuance Fee. If Your Visa Virtual Account isDirect Credit Transfer to Your personal Visa and/or MasterCard credit or debit cards, which you have authenticated on Our system by one or more of the authenticatiys after the transaction date. iii.. We will not be involved in P2P disputes due to non-receipt of or dissatisfaction with purchased merchandise / services unless We have determined, at Our ansaction. NEVER GIVE YOUR ACCOUNT PASSWORD OR PIN TO ANYONE WHOM YOU DO NOT INTEND TO AUTHORIZE TO USE YOUR ACCOUNT. We will promptly investigate Your complaint or question and will correct any error made by Us. XIYour Account to Your personal checking account by wire transfer, and by ACH transfer if the checking account is in a bank in the United States of America, subject to the terms and conng Your remaining funds to Your personal checking account if it is located in the United States of America or (e) using Your Visa Electron Card to withdraw funds at any ATM bearing the Visa or Plus logos. You may also receive any remainal limit - Set by Sponsor viii. Standard daily ATM transaction limit - Set by Sponsor ix. Daily withdrawal limit by ACH - Set by Sponsor x. Daily Direct Credit Transfer transaction limit - 1 xi. Daily withdrawal limit by Direct Credit Transfer - US$300 (5) Modification of Limits: Should You wit or debit cards, which you have authenticated on Our system by one or more of the authentication methods described in Section V.A.(2). 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