ended by a period of time equal to the duration of such events. Events beyond Our control and/or the control of the Bank include, but are not limited to, acts of God, war, civil commotion, labor disputes, equipment failures, bane of US$20 will be charged to Your Account each time We issue You a new Visa Electron Card. If We have issued You a new Visa Electron Card and You subsequently return to Us the old Visa Electron Card, We will refund the Visa Electron Cardy an ePassporte Account Holder for a third party: (i) Standard Gift Card Accounts; and (ii) Controlled Gift Card Accounts. "YOU" AND "YOUR" IN THIS PART V REFERS TO THE GIFT CARD ACCOUNT HOLDER AND NOT TO THE PURCHASER OF THE GIFT CARD ACCOUNT. A. Standard Gionally, You may withdraw funds from Your Wallet to a U.S. checking account, and You may withdraw funds via bank wire transfers. These services will be subject to all applicable fees, as listed in this Agreement. The Wallet isunts and from Standard Personal Accounts. You may transfer funds by P2P funds transfer only to Standard Affiliate Accounts, Standard Gift Card Accounts, and from Standard Personal Accounts, and to a Controlled Gift Card Account if You purchased that Controlled Giu have transferred the funds from Your Wallet to Your Visa Virtual Account. If You have purchased a Visa Electron Card, or someone purchased a Visa Electron Card for You, We will mail Your Visa Electron Card to the aYour Account develop a negative balance due to delayed or erroneous posting of any transaction due to processing or operational errors, ePassporte reserves the absolute right to make a charge or charges to Your loading payment mechanism in order to brid because of insufficient funds in Your Account, You may access Our online services by visiting Our website at www.epassporte.com and load additional funds into Your Account. The fee for loading additional funds into Your Account is listce. I. DEFINITIONS As used in this Agreement, the following terms have the following meanings: "Account" and "ePassporte Account" means the account that is created at the time You signed up to be an ePassporte Account Holder. Your Account will Account transaction limit - 10 v. Visa Electron Card per transaction maximum amount - US$500 vi. Daily Visa Electron Card transaction limit - 10 vii. Standard daily ATM withdrawal limit - US$300 viii. Standard daily ATM transaction limit - 2 ix. Daily withdrawal limit by ACH - US$300 x. Daily Direct Credit cted from Your returned wire transfer by Your Bank or by any intermediate bank, for any reason. We have no control over any fees that may have been charged for processing Your returned wire transfer by You funds from Your Wallet to Your Visa Virtual Account. If You have purchased a Visa Electron Card, or someone purchased a Visa Electron Card for You, We will mail Your Visa Electron Card to the address that was provided IL OR TELEPHONE, FOR ANY REASON, TO DISCLOSE YOUR ACCOUNT PASSWORD OR PIN. INQUIRIES BY US ASKING YOU TO PROVIDE YOUR ACCOUNT PASSWORD AND/OR PIN WILL ONLY BE CONDUCTED ONLINE AND AFTER YOU HAVE SIGNED ONTO THE EPAn such event, in the absence of any intentional or grossly negligent act by Us or Our representatives, We will not be responsible for or liable to You for use of any such funds. YOU WILL NEVER BE ASKED BY US, WHETHER BY VIA EMAIL, purchase and/or load Your Wallet or Visa Virtual Account cannot be used to purchase and/or load any other Account. All purchase and funds load transactions effected on Your Visa and/or MasterCard credit and debit cards must be authenticated by one or more ots, without regard to any principles of conflicts of laws thereof, whether or not Your Account or any Cards associated therewith are used outside of St. Kitts. Venue for any suit or claim arising out of or related hereto, except for allegationsu use Your Account the transaction will be electronically authorized to ensure that sufficient funds are available in Your Account. A. Pending Authorizations When You make a purchase at a merchant or a cash withdrawal from an ATM, We receive an authorization from the Visa Virtual Account is US$5 and will be charged to Your Account annually until the Account is closed. (5) Visa Electron Card Annual Service Fee. The Annual Service Fee for the Visa Electron Card is US$35 and will be and if We do so, all rules in this Agreement pertaining to countries which are not designated High Risk Countries by Us will apply to the country that has been removed. "Peer-to-Peer Service" or "P2P" means the ePasspof this Agreement, any law, regulation, rule, regulation or decision of Visa or of any other funding method association, or ordinance, whether federal, state, or local, becomes effective which substantially alters Our ability to perform services hereunder, We shall have the right to cancel thiy become eligible to add funds to Your Account on a recurring periodic basis from a designated Visa and/or MasterCard credit and debit card, or other available funding method ("Recurring Account Reloads"). Should You become elig Card Fees (1) Wallet Issuance Fee. None. A Wallet will be issued to all Account Holders at no charge. (2) Visa Virtual Account Issuance Fee. None. A Visa Virtual Account will be issued to all Account Holders as part of the Account purchaerror had been made by Our systems. ii.. If You believe that a problem has occurred with a P2P transaction that You originated, You must contact Us in to You electronically via the Internet immediately after the sign up process and You were provided Your 16-digit card number, CVV2, and the expiration date of Your Visa Virtual Account, which will also be the expiration date of Your Account. The Visa Vused at any merchant worldwide that has the ability to accept Visa cards. You can use Your Visa Electron Card by swiping the magnetic stripe on the card, and either entering Your PIN on a PIN pad or signing the transaction receipt. 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