me full liability for all unauthorized ATM transactions. You may change your opt-out preferences at any time. We neither accept nor assume any liability to ensure that goods or services that You purchase using Your Visa Electron Card are aor stolen. You may move funds between Your Wallet and Your Visa Virtual Account instantly, without fees. We neither accept nor assume any liability to ensure that goods or services that You purchase using Your Wallet areet Your satisfaction. E. THE WALLET, VISA VIRTUAL ACCOUNT, AND THE VISA ELECTRON CARD ARE NOT CREDIT CARDS. NO INTEREST WILL BE PAID ON THE FUNDS YOU TRANSFER INTO YOUR ACCOUNT AND SUCH FUNDS ARE NOT INSURED BY EPASSrchased that Controlled Gift Card Account. ii. Personal Checking Account Transfers. You may transfer funds to Your personal checking account from Your Standard Affiliate Account by wire transfer, and by ACH transfer if Your checking accountdiately, report any and all relevant or potentially relevant information to the appropriate governmental authorities, revoke any funds transfers made using Our P2P Service and recover any and all funds which were illegally or fur Account. We will then return to You any funds remaining in Your Account less a US$50 Funds Return Processing Fee which will be deducted from Your Account before such funds are returned to You. If, after Yo if You choose to deactivate the Standard ATM Limits, You agree to accept and assume full liability for all unauthorized ATM transactions while the Personal ATM Limits are activated. If You choose to opt-out of ATM Protection Program completely and set YCTIONS ARE LIKE SENDING CASH. We are not liable for any P2P transaction unless it is determined in Our sole discretion that an error had been made by Our systems. ii.. If You believe that a problem has ocice provider or an agent or subcontractor of any of them. Further, neither We nor the Bank will be responsible or liable for any indirect, special or consequential, economic or other damages arising in any way out of or relateeatened to infringe Our intellectual property rights, shall exclusively be in the courts of St. Kitts, and by entering into this Agreement You irrevocably consent to the personal jurisdiction of the courts of St. Kitts. If We alfers of funds from Your Sponsor Business Account and other ePassporte Business Accounts. ii. Personal Checking Account Transfers. You may transfer funds to Your personal checking accounrrency Conversion Fee. If You send funds by a Direct Credit Transfer, Our vendor may perform the currency conversion necessary to credit the funds to Your Visa or MasterCard credit or debit card. The conversion rate is set by them and will reflect currency coYour Account is closed and there are unused funds in the Account. If You would like more information about Our Privacy Policy, You can review Our Privacy Policy for Consumers. By selecting "I Accept" below, I understand and affirm tof funds from an ePassporte Business Account. ii. Personal Checking Account Transfers. You may transfer funds to Your personal checking account from Your Controlled Personal Account by wire transfrenewal of Your Account. X. CLOSING YOUR EPASSPORTE ACCOUNT A. Should You wish to close Your Account, You may do so on written notice to Us, and on such notice, all transactions on Your Account must be clearount. If You do not have US$75 of available funds in Your Account, the transaction will be denied. If the transaction is authorized, the actual value of fuel that You purchase from the AFD will be debited from Your Account and the US$75 authorization will be removed. If Your transactio ii. Daily Wallet transaction limit - 10 iii. Visa Virtual Account per transaction maximum amount - US$500 iv. Daily Visa Virtual Account transaction limit - 10 v. Visa Electron Card per transaction maximum amount - US$500 vi. Daily Visa Electron Card transacti310.301.2001 to verify Your Account balance prior to attempting to make a transaction. Neither We nor the Bank will have any liability whatsoever for the failure of any merchant or ATM owner to accept or honor Your Visa Virtual Accountcom and load additional funds into Your Account. The fee for loading additional funds into Your Account is listed above in Part XI. If You are uncertain as to the exact balance available in Your Account, please review Your online Account statement afailing to complete any transaction for which You have not loaded sufficient funds into Your Account. We are not responsible if You do not have enough funds in Your Account to complete a particular transaction. If a transaction is denied because of insufficient funds ie full liability for all unauthorized ATM transactions while the Personal ATM Limits are activated. If You choose to opt-out of ATM Protection Program completely and set Your Personal ATM Limits as Your default limits, You agree to acceptnsfer Fee. i. If You send funds to your credit or debit card account by a Direct Credit Transfer, Your Account will be charged a fee of US$5.00 for any amount transferred up to US$500, and one percent (1%) of the amount if the amount idue to delayed or erroneous posting of any transaction due to processing or operational errors, ePassporte reserves the absolute right to make a charge or charges to Your loading payment mechanism in order to bring Your Account to a zero (US$0) balance. XVII. LOrect Credit Transfer to Your personal Visa and/or MasterCard credit or debit cards, which you have authenticated on Our system by one or more of the authentication methods described in Section VI.s Your acceptance of the terms and conditions of this Agreement. B. Sponsor Controlled Affiliate Account Your Sponsor Controlled Affiliate Account was created for You by a Business Account Holder ("Sponsor Business Account"). Your Account includes a a professional, regulatory or disciplinary body; (3) to enforce Our agreement(s) with You; (4) in connection with potential sales of business; and (5) to carefully selected service providers who help Us meet Your needs by providing or ccount, Standard Gift Card Account, or Standard Affiliate Account. ii. Personal Checking Account Transfers. 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