y and Your billing currency that is used for processing international transactions is a rate selected by Visa from a range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives on ed herein if Your Account is closed and there are unused funds in the Account. If You would like more information about Our Privacy Policy, You can review Our Privacy Policy for Consumers. By selecting "I Accept" below, I understand and aribed in Parts IV through Part VI, You may add funds to Your Account by using a credit card, debit card, Demand Draft or, if and when offered by Us, by any other funding method which may be made available to You. You may add funds by one of these mess. B. Controlled Personal Accounts A Controlled Personal Account is an Account that was purchased by You, based on Your country of residence, which We have determined to be a High Risk Country. Your Controlled Personal Account is for Your persounds are available in Your Account. A. Pending Authorizations When You make a purchase at a merchant or a cash withdrawal from an ATM, We receive an authorization from the merchant or ATM provider which reduces the amount of funds in Your Account that are available to spend by the amouf funds from an ePassporte Standard Personal Account or Standard Affiliate Account. You may use a personal Visa or MasterCard credit or debit card to load additional funds to Your Standard Gift Card Account. All funds load transactions effected on Your Visa and/or Mast Your Account; and, * to use Your Wallet, Visa Virtual Account, Visa Electron Card, CVV2(s), Account User ID and password and, PIN only in a manner authorized under the terms and conditions of this Agreement; and, ESSED BY ANYONE NOT AUTHORIZED BY YOU. Your Visa Electron Card can be used at any merchant worldwide that has the ability to accept Visa cards. You can use Your Visa Electron Card by swiping the magnetic stripe on the card, and either entering Y Events beyond Our control and/or the control of the Bank include, but are not limited to, acts of God, war, civil commotion, labor disputes, equipment failures, bank failures, Card Association failures, strikes, fire, flood, earestion * The date of the transaction. NEVER GIVE YOUR ACCOUNT PASSWORD OR PIN TO ANYONE WHOM YOU DO NOT INTEND TO AUTHORIZE TO USE YOUR ACCOUNT. We will promptly investigate Your complaint or question and will correc0 iv. Daily Visa Virtual Account transaction limit - 10 v. Visa Electron Card per transaction maximum amount - US$500 vi. Daily Visa Electron Card transaction limit - 10 vii. Standard daily ATM withdrawal limit - US$300 viii. Standard daily ATM transaction limit - 2 ix. Daily load limit by cre automatically renew every twenty-four (24) months. We will notify You about the renewal of Your Account at least once prior to renewal. We will charge Your Account all applicable fees, as set forth in Part XI below, upon each annual anniversary and upon renewal of Your Account. X.it cards, which you have authenticated on Our system by one or more of the authentication methods described in Section V.B.(2). Some countries, designated by Visa, MasterCard or the spo Your Sponsor Controlled Affiliate Account, will be set by Your Sponsor Business Account. These limits can be found when You log into Your Account at www.epassporte.com. i. Wallet per transaction maximum amount - Set by Sponsor ii. Daily Wae of any such funds. YOU WILL NEVER BE ASKED BY US, WHETHER BY VIA EMAIL, REGULAR MAIL OR TELEPHONE, FOR ANY REASON, TO DISCLOSE YOUR ACCOUNT PASSWORD OR PIN. INQUIRIES BY US ASKING YOU TO PROVIDE YOUR ACCOUNT ted from Your Account balance. We will also deduct from Your Account balance all applicable Fees as specified below in Part XI. You are not allowed to exceed the funded balance in Your Account by any individual transaction or series of transactions. SuCard. Your Standard Personal Account will be subject to the terms and conditions of this Agreement described in this Section A. (1) Account Purchases: Subject to the terms and conditions of this Agreement, You may purchase n be used to effect secure, online Account-to-Account funds transfers over the Internet using the funds in Your Wallet. Funds transfers can be made electronically by You to other Account Holders, or by other Account Holders to You. If You are trying to transfer funds tard Personal Account by wire transfer, and by ACH transfer if Your checking account is in a bank in the United States of America, subject to the terms and conditions We have in effect at the time You request the transfer of funds. cking account by wire transfer, and by ACH transfer if the checking account is in a bank in the United States of America, subject to the terms and conditions, and fees We have in effect at Accept" below, I understand and affirm that: * I am over the age of eighteen (18) years * I agree to the ePassporte Terms and Conditions * I acknowledge receipt of the ePassporte Privacy Policy for Consumers * I consent to receive disc use Your Visa Electron Card. Please note that funds that are in Your Wallet are not available when You use Your Visa Electron Card until You have transferred the funds from Your Wallet to Your Visa Virtual Account. If Yo (19) International Service Assessment Fee. The Card Associations and Our Bank may add an International Service Assessment fee on all transactions that You perform at a Visa merchant or at an ATM. This total fee may be upnt and Visa Electron Card, and/or Your Wallet; and, * that any unauthorized person who obtains access to Your Visa Electron Card, Your Card number(s), CVV2(s), Account User ID and password and/or PIN may use the funds in Your Account transaction maximum amount - US$500 vi. Daily Visa Electron Card transaction limit - 10 vii. Standard daily ATM withdrawal limit - US$300 viii. Standard daily ATM transaction limit - 2 ix. Daily load limit by credit and/or debit card - US$500 x. Daily load transaction limit for credi * Your name and Your Visa Virtual Account number and/or Visa Electron Card number. * The name of the merchant as it appears in Your online Account statement. * A description of the error or the transaction You are unsure about and an explanation of why You believe it is an roducts and Services following the posting of any changes or revisions to the terms of this Agreement will constitute Your acceptance of all such changes or revisions. 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