andard Affiliate Account includes a Wallet and a Visa Virtual Account, and may include a Visa Electron Card if purchased by You, or by an ePassporte Business Account Holder. The Standard Affiliate Account is for Your personal use and can be used to purchase goods and/or servaying or failing to exercise them at any time. If any term of this Agreement is found by a court of competent jurisdiction to be illegal or not enforceable, all other terms will remain in effect. If We take legal action against You becau Except as otherwise provided by law, We may at any time change the terms and conditions of this Agreement or any policies or terms of service governing use of Your Account, including without limitation, changing or increunt remain the property of the Bank. We may terminate Your right to use such Cards and/or Your Account at any time as provided as provided in this Agreement. You may cancel this Agreement by notifying Us as provided above in Part X. Your termination of this Agreemerocess which will require You to provide certain personal documentation, such documentation to be determined solely by Us. You may designate whether funds will be loaded directly onto Your Wallet or Your Visa Virtual Account. (3) Funds Tranaction is denied at the AFD, You may still be able to purchase an amount of fuel less than US$75, up to the amount You have remaining in Your Account, by making Your purchase through the attendant at the fueling facility. C. Aal purpose. Should We suspect that Your Account, the funds in Your Account, any Card(s) associated with Your Account, or any of Our Products and Services have been, are being, or may be used as payment for an illegal purchase or for any other illegasfer if the checking account is in a bank in the United States of America, subject to the terms and conditions, and fees We have in effect at the time You request the transfer of funds. You do not have US$75 of available funds in Your Account, the transaction will be denied. If the transaction is authorized, the actual value of fuel that You purchase from the AFD will be debited from Your Account and the US$75 authorization will be removed. If Your transaction isn Section VI.A.(2). Some countries, designated by Visa, MasterCard or the specific country may not allow Direct Credit Transfers, and We have no control over the designation of those countries. You will not be allowed to make Direct Credit Tranby these banks from the wire transfer amount, and if that happens, You will receive less than the amount that We originally wired to You. We have no control over additional wire transfer fees that mad entering Your PIN. Notwithstanding the above regarding acceptance of Your Visa Electron Card, We reserve the right to prohibit acceptance of Your Visa Electron Card at certain merchants and/or merchant categories and/or Aone or more of the authentication methods described in Section VI.B.(2). Some countries, designated by Visa, MasterCard or the specific country may not allow Direct Credit Transfers, and We have no control over the desig Our successors, affiliates and assigns. "You" and "Your" means the person(s) who are purchasing, accepting or using the ePassporte Products and/or Services. II. ELIGIBLE USERS The Products and Services are sold only to individuals who are of legal age and who are capable of forming l You purchase using Your Visa Virtual Account are as advertised for sale or will meet Your satisfaction. D. The Visa Electron Card You may purchase a Visa Electron Card at the time You purchased Your Visa Virtual Account, or r Account. "Verified By Visa" and "SecureCode" mean the respective Visa and MasterCard identity authentication systems operated by Visa, MasterCard respectively, and their member banks. "Visa Card(s)" or "Card(s)" means the ePassporte Visa Virtual Account and the Visa Electron il either (i) a transaction is effected by You; or (ii) the balance on Your Account reaches US$0. (11) ATM Fees. An ATM fee of US$2 will be assessed to Your Account for each transaction whereby You obtain or try to obtain cash or a balanount the transaction will be electronically authorized to ensure that sufficient funds are available in Your Account. A. Pending Authorizations When You make a purchase at a merchant or a cash withdrawal from an ATM, We receive an authorization from the merchan in effect at the time You request the transfer of funds. All fund transfers will be subject to the fees in this Agreement. iii. Direct Credit Transfers. You may transfer funds by a Direct Credit Transfer to Your personalt Card Account is Your acceptance of the terms and conditions of this Agreement. B. Controlled Gift Card Accounts Your Controlled Gift Card Account consists of a Visa Virtual Account and a Wallet, which was purchased for You by a Standard Personale; or (iv) Our manual process which will require You to provide certain personal documentation, such documentation to be determined solely by Us. You may designate whether funds will be loaded directly onto Your Wallet or Your Visa Virtual Account. et merchant websites wherever the ePassporte logo is displayed. Additionally, You may withdraw funds from Your Wallet to a U.S. checking account, and You may withdraw funds via bank wire transfers. These services willnsfers. You will be required to wait three (3) days after You have purchased Your Standard Personal Account to make P2P transfers of funds to any Standard Personal Account, Standard Gift Card Account, or Standard Affiliate Account. amount of US$50 or the balance in Your Account, whichever is less, will be charged to Your Account before We return any such funds. (10) Monthly Dormant Account Processing Fee. 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