ot allow Direct Credit Transfers, and We have no control over the designation of those countries. You will not be allowed to make Direct Credit Transfers to these countries. (4) Usage Limits: The limits that will apply to Your Sponsor Controlled Affiliou will have to resolve this mistake with the owner of the Visa or MasterCard credit or debit card to whom You sent the funds. In this case, We neither assume nor accept any liability for funds tors, ePassporte reserves the absolute right to make a charge or charges to Your loading payment mechanism in order to bring Your Account to a zero (US$0) balance. XVII. LOSS OF OR UNAUTHORIZED USE OF YOUR EPASSPORTE ACCOUNT YOU ARE RESONSIBLE FOR ALL USES OF YOUR to Your credit/debit card may be rejected by Your bank, and, if so, will be returned and credited to Your ePassporte Account as soon as the funds are returned to Us by Your bank. The fee that You were charged by ePassporte for processing thhe ePassporte Peer-to-Peer Service Subject to the conditions and limitations in this Agreement, Our P2P Service can be used to effect secure, online Account-to-Account funds transfers over the Internet using the funds in Your Wallet. nt, fiduciary, trustee or other representative. Nothing expressed in, mentioned in or implied from this Agreement is intended or shall be construed to give any person other than the parties hereto any legal or equitable right, remedy or claim under or if reasonably possible, effective upon the earlier of (i) the date upon which We are unable to provide Our customary services hereunder, or (ii) 30 days following notice. If Our Products or Services or any Account are to be issued to or used by any business, k of the credit card or debit card which was last used to add funds to Your Account, and (iii) other documentation as We may determine. If We do not immediately receive such documentation following Our request to You, We reserve the right in Our t carefully and keep it for future reference. I. DEFINITIONS As used in this Agreement, the following terms have the following meanings: "Account" and "ePassporte Account" means the account that is created at the time You signed up to be an ePasspod Issuance Fee. If You purchase a Visa Electron Card, a US$35 Visa Electron Card Issuance Fee will be charged to Your Account. (5). Visa Electron Card Re-Issuance Fee. If Your Visa Electron Card is reported lost or stolen, or ifill not be processing a settlement transaction for the authorized amount. At this time, the pending authorization will be removed from Your Account. If a settlement transaction has been received from the merchant or the ATM, the exact amHE THE PROVIDER/PURCHASER OF THE AFFILIATE ACCOUNT. A. Standard Affiliate Account Your Standard Affiliate Account was created for You by a Business Account Holder. Your Standard Affiliate Account includes a Wallet and a Visa Virtual Account, and may include a Visa Electron Card if purchased by Ythe right at Our sole discretion to block access to or to close Your Account if: (i) You load funds onto Your Account from any source that You do not have the legal right from which to transfer funds; (ii) You violate the terms and conditions of this Agreement; or (iiir email address. (7) Acceptance of Terms and Conditions: Your first use of Your Controlled Gift Card Account is Your acceptance of the terms and conditions of this Agreement. VI. AFFILIATE ACCOUNTS ePassporte offers two typesnce of Terms and Conditions: Your first use of Your Standard Gift Card Account is Your acceptance of the terms and conditions of this Agreement. B. Controlled Gift Card Accounts Your Controlled Gift Card Account consists of a Visa Virtual Account and ae use of Your Account. 2. The total cumulative liability of Us and the Bank to You for any direct damages arising in any way out of or related to Your use of Your Account shall be limited to the total amount of funds inu are entitled to a refund for any reason for goods or services obtained with funds in Your Account, You agree to accept credits to Your Account as the only method of refund. We accept no liability to ensure that goods or services that You purchase throuWe reserve the right to approve or disapprove this limit change request at Our sole discretion. (6) Email Address: If You cannot log into Your Account to change Your email address, We will require You to provide Us with additional personal information, soleler believes that he mistakenly sent funds to the wrong Account, We will inform the recipient that the funds were sent in error, and that a dispute has been received from the sender. Within forty eight (48) or implied from this Agreement is intended or shall be construed to give any person other than the parties hereto any legal or equitable right, remedy or claim under or in respect to this Agreement. This Agreement and all representations, warranties, covenants, conditionsr Wallet until You are ready to spend the funds via Your Visa Virtual Account and/or Visa Electron Card, You can ensure that funds in Your Account are safe in the event that Your Visa Virtual Account Number is compromised or Your Visa Er each Visa Electron Card purchased. (16) ACH Transfer Fee. If You send funds to Your bank account by an ACH transfer (Card Holders with a bank account in the United States of America only may use this service) Your Account will be al will be debited from Your Account at that time. B. Authorizations from an Automatic Fuel Dispenser When You attempt a purchase at an unattended Automatic Fuel Dispenser ("AFD"), the transaction will automatically be authorized again vii. Standard daily ATM withdrawal limit - US$300 viii. Standard daily ATM transaction limit - 2 ix. Daily load limit by credit and/or debit card - US$500 (subject to the conditions in this Section B(2) above.) x. 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