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We reserve the right in Our absolute discretion to issue You a card from a different bank and move the funds from YoSSPORTE ACCOUNT Each time You use Your Account, whether by using Your Wallet, Your Visa Virtual Account, or Your Visa Electron Card, or the ePassporte Peer-to-Peer Service to make a purchase or transfer funds to another AccounasterCard credit or debit cards, which you have authenticated on Our system by one or more of the authentication methods described in Section VI.B.(2). Some countries, designated by Visa, MasterCard or the spgreement between the Bank and ePassporte and sold by ePassporte. "Visa" means Visa International and any of its regional organizations. "MasterCard" means MasterCard International and any of its regional organizations. "We", "Us", and "Our" mean ePassporte, Our succet, there are unused funds in Your Account, We reserve the right to convert all such unused funds into an Account Closing Service Fee as set forth in Part XI below. Notwithstanding the above regarding acceptance of You Service Fee. The Annual Service Fee for the Visa Virtual Account is US$5 and will be charged to Your Account annually until the Account is closed. (5) Visa Electron Card Annual Service Fee. The Annual Service Fee for the Vs. iii. Direct Credit Transfers. You may transfer funds by a Direct Credit Transfer to Your personal Visa and/or MasterCard credit or debit cards, which you have authenticated on Our system by onaccept no liability to ensure that goods or services that You purchase through any transaction will meet Your satisfaction. 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