and/or Your Account at any time as provided as provided in this Agreement. You may cancel this Agreement by notifying Us as provided above in Part X. Your termination of this Agreement will not affect any of Our rights or Your obligations ari nor the Bank will be liable for any loss or liability resulting in whole or in part from any act or failure to act of Your computer equipment or software, or that of an Internet service provider, an Internet access provider, an online service provider or an agent or subcontractYou will be required to provide additional personal documentation to Us as We may solely determine. All limit increases will be subject to Our approval. (6) Email Address: If You cannot log into Your Account to change Your email address, We will require You to provide Us Accounts You may purchase with Your ePassporte Standard Affiliate Account are Standard Gift Card Accounts and Controlled Gift Card Accounts by a P2P transfer of funds in Your Wallet, and only after You have provided Us with a personal Visa and/or MasterCard credide Us with additional personal information, solely determined by Us, in order for Us to change Your email address. (7) Acceptance of Terms and Conditions: Your first use of Your Controlled Gift Card Account is Your acceptance or ATM owner and/or individual(s) with whom You made those transactions. If You notify Us that You dispute a transaction and You have not first attempted to settle that dispute, We reserve the right to require You to first attempt to settle the dispute before We will take any action ond. "Peer-to-Peer Service" or "P2P" means the ePassporte Service which enables an ePassporte Account Holder to make secure on-line payments and/or to transfer funds in his or her ePassporte Account to another ePassporte Acfrom Standard Personal Accounts. You may transfer funds by P2P funds transfer only to Standard Affiliate Accounts, Standard Gift Card Accounts, and from Standard Personal Accounts, and to a Controlled Gift Card Account if You purchased that Controlled Gift Carrsonal checking account from Your Standard Affiliate Account by wire transfer, and by ACH transfer if Your checking account is in a bank in the United States of America, subject to the terms and conditions We have in effect aed for processing international transactions is a rate selected by Visa from a range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives on the government-mandated rate in effect for thed Gift Card Accounts Your Standard Gift Card Account has been purchased for You by a Standard Personal Account Holder or by a Standard Affiliate Account Holder. Included in this purchase are a Visa Virtual Account and a Wallet, and may includount. If We are unable to recover the sender"s funds from the recipient, We assume no liability for the sender"s funds. The sender must resolve the dispute with the recipient. iv. If the sender believes that he mistakenly sent fundand keep it for future reference. I. DEFINITIONS As used in this Agreement, the following terms have the following meanings: "Account" and "ePassporte Account" means the account that is created at the time You signed up to be an ePassporte Accountver for the failure of any merchant or ATM owner to accept or honor Your Visa Virtual Account or Your Visa Electron Card. XV. INTERNATIONAL TRANSACTONS The exchange rate between the transaction currency and Your billing currency that is used for process or twenty four (24) hours a day, seven (7) days a week, up to a maximum of five (5) times in any twenty four (24) hour period, by going to Our website at www.epassporte.com. You are responsible for paying anyd/or debit card was approved prior to March 15th, 2006. You will be required to authenticate Your Visa or MasterCard credit or debit card by one or more or the following methods: (i) ePVerify; (ii) Verified by Visa; (iii) SecureCode; orfunds notify Us of funds received in error, We will immediately refund the available funds to the sender. vi. Should We determine in Our sole discretion that an Account Holder has received funds thrte at www.epassporte.com. You have the right to withdraw this consent, but if You do, We will immediately terminate Your Visa Virtual Account and/or Your Visa Electron Card and close Your Account. To withdraw Your consent, please contact Us by using Our online Set by Sponsor iv. Daily Visa Virtual Account transaction limit - Set by Sponsor v. Visa Electron Card per transaction maximum amount - Set by Sponsor vi. Daily Visa Electron Card transaction limit - Set by Sponsor vii. Standard daily ATM withdrawal limit - Set by Sponsor viiy You believe it is an error or why You need more information in order to identify the transaction. * The US Dollar amount of the transaction in question * The date of the transaction. NEVER GIVE YOUR ACCOUNT PASSWORD OR PIN TO ANodification of Limits: Should You want to increase any of the above limits on Your Sponsor Controlled Affiliate Account, You must provide a written request to ePassporte. We reserve the right to approve or disapprove this limit change request at Our sole discretion. (6) Email Address: If You cannot log into Your NT. We will promptly investigate Your complaint or question and will correct any error made by Us. XIX. DISPUTE RESOLUTION A. P2P Transactions. i. P2P TRANSACTIONS ARE LIKE SENDING CASH. 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