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aily ATM withdrawal limit - Set by Sponsor viii. Standard daily ATM transaction limit - Set by Sponsor ix. Daily withdrawal limit by ACH - Set by Sponsor x. Daily Direct Credit Transfer transaction limit - 1 xi. Daily withdrawal limit by Direct Credit Transfer - US$300 (5) Modification of Limits: Shansaction maximum amount - Set by Sponsor vi. Daily Visa Electron Card transaction limit - Set by Sponsor vii. Standard daily ATM withdrawal limit - Set by Sponsor viii. Standard daily ATM transaction limit - Set by Sponsor ix. Daily withdrawal limit by ACH - Set by Sponsor x. Daily Direct Credit Transfer trad to the ACH processing system and are not responsible for any delays in the funds being credited to Your bank account. We are also not responsible for any fees that may be charged by Your bank or by any intermediate or more of the authentication methods described in Section VI.B.(2). Some countries, designated by Visa, MasterCard or the specific country may not allow Direct Credit Transfers, and We have no control over the designatTM withdrawal limit - US$300 viii. Standard daily ATM transaction limit - 2 ix. Daily load limit by credit and/or debit card - US$500 (subject to the conditions in this Section B(2) above.) x. Daily load transaction limit for credit and/or debit card - 5, (subject to the conditions in this Section B(2) above.) xi. Datual Account are available when You use Your Visa Electron Card. Please note that funds that are in Your Wallet are not available when You use Your Visa Electron Card until You have transferred the funds from Your Wallet to Yourunds to any other Account by P2P funds transfer. You may receive P2P transfers of funds from Your Sponsor Business Account and other ePassporte Business Accounts. ii. Personal Checking Acigate the matter and will respond as quickly as is reasonably possible and attempt to resolve the situation. If the funds were sent to the wrong Visa or MasterCard credit or debit card through Our error, or through th such documentation to be determined solely by Us. (3) Transfers of Funds: i. P2P Transfers. You will be required to wait three (3) days after You have received Your Standard Affiliate Account before starting to make P2P transfers of fundelf. If We do not receive notification within sixty (60) days of the transaction date, We will not attempt to resolve the dispute. If We receive notification within the sixty (60) day time period, We will attempt to resolve the dispute with nds Return Processing Fee. If You request that Your Account be closed and that any funds remaining in Your Account be delivered to You, a Funds Return Processing Fee in the amount of US$50 or the balance in Your Account, whichever is less Fees as specified below in Part XI. You are not allowed to exceed the funded balance in Your Account by any individual transaction or series of transactions. Subject to the restrictions described in Parts IV through Part VI, You may add funds toA.(2). Some countries, designated by Visa, MasterCard or the specific country may not allow Direct Credit Transfers, and We have no control over the designation of those countries. You will not be allowed to make Direct Credit Transfers to thes Account, You must provide a written request to ePassporte. We reserve the right to approve or disapprove this limit change request at Our sole discretion. (6) Email Address: If You cannot log into Your Account to change Your email address, We will require You to provconsists of a Visa Virtual Account and a Wallet, which was purchased for You by a Standard Personal Account Holder, or Standard Affiliate Account Holder. Your Controlled Gift Card Account may include a Visa Electron Card if it was purchased for You by the Standard Personal Acexcept for allegations that You have infringed or have threatened to infringe Our intellectual property rights, shall be exclusively governed by and subject to the laws of St. Kitts, without regard to any principles of conflicts of laws thereof, whether oan the respective Visa and MasterCard identity authentication systems operated by Visa, MasterCard respectively, and their member banks. "Visa Card(s)" or "Card(s)" means the ePassporte Visa Virtual Account and the Visa Electron Card issued by Bank under a co-branding agreement betweeat the time You purchased or were provided Your Account. We offer three different types of Accounts: Personal, Gift, and Affiliate Accounts, with different limits and restrictions. Please refer to the follries, designated by Visa, MasterCard or the specific country may not allow Direct Credit Transfers, and We have no control over the designation of those countries. You will not be allowed to make Direct Credf the Account purchase, and You will be charged an Account Load/Re-load Service Fee the first time You load Your Account and each subsequent load. (3) Visa Virtual Account Re-Issuance Fee. If Your Visa Virtual Account is reported los by Us. (2) Loading of Funds: The initial load of funds to Your Standard Affiliate Account was by a P2P transfer of funds from an ePassporte Business Account. You may subsequently load funds onto Your Standard Affiliate Account through personal Visa and/ (7) Text Message Fee. Anytime You make a balance inquiry, or add funds to Your Account or transfer funds to another Account Holder via Our text message functionality, We will charge Your Account US$0.50. This Text Message Fee wilion and attempt to recover the sender"s funds from the recipient. If We are able to recover the sender"s funds, We will credit the recovered funds back to the sender"s Account. If We are unable to recover the sender"s funds from the recipient, We assume no liability for the sen funds from the Standard Personal Account or Standard Affiliate Account that purchased Your Account. For subsequent loads to Your Account, You may use a credit and/or debit card provided that Your credit and/or debit card was approved prior to March 15th, 2006. Yo cards, which you have authenticated on Our system by one or more of the authentication methods described in Section IV.A.(2). Some countries, designated by Visa, MasterCard or the specific country may notms and conditions contained in this Agreement, and as it may be amended as provided below. 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